Whether you subscribe to the 2TB iCloud+ tier individually or pay for Apple One Premier, you're getting the new Apple Intelligence in Apple Home features announced during WWDC 2026.
Apple didn't break out exactly what customers might have to pay in order to access its most advanced AI features. While there aren't any separate AI subscriptions or token purchase programs, users will need to spend more cash for the most access.
In the macOS Golden Gate beta release notes, Apple has confirmed that the Apple Home AI features will require the 2TB iCloud+ plan. On its own, that is a $10 a month plan, or is included with the $37.95 Apple One Premier subscription tier.
Either way, customers already paying for these products will gain more Apple Home features. The 2TB iCloud+ plan was already required to have unlimited cameras for HomeKit Secure Video.
While Apple isn't being clear about which features are being lumped in here, it seems it is just referring to the HomeKit Secure Video AI analysis feature. It analyzes footage locally for people, objects, and events to piece together what happens in a recorded clip.
In the Apple Home app, those events can be stitched together into a series of clips, or shown as priority events. Either way, it is meant to serve as an easier way to review and search video recordings.
The notification grouping and 4K HomeKit Secure Video support don't appear to be tied to the subscription, since they're not relying on Apple's AI image models. The lower 200GB and 50GB tiers are limited to 5 cameras and 2 cameras respectively.
Apple is making it clear: if you want full access to its AI and cloud features, you need to pay for its more premium services. It isn't clear if Apple plans to offer separate AI subscriptions in the future.
